5 Simple Steps to a Debt-Free Holiday Shopping Season
The holiday shopping season is here, and many people will be spending more than they anticipated. While buying presents for family members and friends is certainly enjoyable, the holiday debt hangover is anything but. So how can you avoid the debt and still have fun...
How to Get Out of Debt in the Shortest Time
Debt is a big problem. While from the point of view of the financial services, banks, and speculators, the debt and credit systems work well for the economy, debt can be a disaster at an individual level. If you’re in deep water with debt and feeling out of...
4 Ways Interest Rate Hikes Can Affect Your Spending
It feels like everything costs more these days – housing, food, gas, all the essentials. Part of the problem is inflation. To try to get it under control, the Federal Reserve has hiked interest rates four times this year and more increases are expected to come. The...
Government Assistance Programs for Low-Income Families
The U.S. Census Bureau reported that in 2020, 37 million Americans lived in poverty. If you’re struggling financially, the government has assistance programs that can reduce the cost of food, health care and other basic needs. Each program has its own set...
Minimum Wages Are Going Up Across the Country
According to the Bureau of Labor Statistics, 1.1 million employees were paid at or below the federal minimum wage in 2021. This represents 1.4% of all hourly paid workers, most of whom are between the ages of 16 and 25. The federal minimum wage has been stuck at...
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