by Naveed Lodhi | Jul 29, 2022 | Personal Finance
According to the Bureau of Labor Statistics, 1.1 million employees were paid at or below the federal minimum wage in 2021. This represents 1.4% of all hourly paid workers, most of whom are between the ages of 16 and 25. The federal minimum wage has been stuck at...
by Naveed Lodhi | Jun 30, 2022 | Personal Finance
Many people have busy lives. They’re working long hours, chauffeuring kids to activities and trying to cross things off their to-do list. As a result, some people are willing to spend more on things that save time and make their lives easier. The problem is unless...
by Naveed Lodhi | Jun 30, 2022 | Personal Finance
Deciding how much to tip can be confusing because the rules vary based on the service you receive. Typically, you’ll want to leave 15 to 20 percent of the pretax bill as a tip at restaurants. However, your obligation may be a lot lower or nonexistent for other...
by Naveed Lodhi | May 26, 2022 | Personal Finance
Everything seems to be so much more expensive now. Housing, food, car and gas prices are rising; and people are struggling to keep up. While you can’t control the increase in prices, there are things you can do to ease the burden. Review your budget It’s one thing...
by Naveed Lodhi | May 26, 2022 | Personal Finance
No one has flawless spending habits. As much as we’d like to think we have our finances under control, even the most budget-conscious person overspends sometimes. Here are some ways you may be wasting money and how to stop. Forgetting to cancel a free trial Free...
by Naveed Lodhi | Apr 28, 2022 | Personal Finance
Paying an occasional overdraft or out-of-network fee may not seem like a big deal, but it can cost you a small fortune over time. The good news is that with some strategic planning most bank fees can be avoided. Here are some common bank fees you shouldn’t be...