8 Creative Ways to Fund Your Holiday Spending Ahead of Time
The holiday shopping season is just around the corner, and that can mean only one thing. After the tinsel has been taken down and the trees have all been put away, the true horror of the holiday season will quickly become evident. If you are not careful, the new year...
Tips for Building Savings on Low Income
Saving can be difficult for anyone, and it can even feel impossible for those living on a low income. It’s not impossible, though. You’ll thank yourself later for saving, whether you’re trying to build a small monetary safety net or if you’re...
How to Get Out of Debt in the Shortest Time
Debt is a big problem. While from the point of view of the financial services, banks, and speculators, the debt and credit systems work well for the economy, debt can be a disaster at an individual level. If you’re in deep water with debt and feeling out of...
4 Ways Interest Rate Hikes Can Affect Your Spending
It feels like everything costs more these days – housing, food, gas, all the essentials. Part of the problem is inflation. To try to get it under control, the Federal Reserve has hiked interest rates four times this year and more increases are expected to come. The...
Minimum Wages Are Going Up Across the Country
According to the Bureau of Labor Statistics, 1.1 million employees were paid at or below the federal minimum wage in 2021. This represents 1.4% of all hourly paid workers, most of whom are between the ages of 16 and 25. The federal minimum wage has been stuck at...
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