by Naveed Lodhi | Nov 6, 2022 | Personal Finance
The holiday shopping season is here, and many people will be spending more than they anticipated. While buying presents for family members and friends is certainly enjoyable, the holiday debt hangover is anything but. So how can you avoid the debt and still have fun...
por Naveed Lodhi | Oct 3, 2022 | Finanzas Personales
La deuda es un gran problema. Mientras que desde el punto de vista de los servicios financieros, los bancos y los especuladores, los sistemas de deuda y crédito funcionan bien para la economía, la deuda puede ser un desastre a nivel individual. Si estás en aguas profundas con la deuda y te sientes fuera de...
by Naveed Lodhi | Aug 31, 2022 | Personal Finance
It feels like everything costs more these days – housing, food, gas, all the essentials. Part of the problem is inflation. To try to get it under control, the Federal Reserve has hiked interest rates four times this year and more increases are expected to come. The...
by Naveed Lodhi | Jul 29, 2022 | Personal Finance
According to the Bureau of Labor Statistics, 1.1 million employees were paid at or below the federal minimum wage in 2021. This represents 1.4% of all hourly paid workers, most of whom are between the ages of 16 and 25. The federal minimum wage has been stuck at...
by Naveed Lodhi | Jun 30, 2022 | Personal Finance
Many people have busy lives. They’re working long hours, chauffeuring kids to activities and trying to cross things off their to-do list. As a result, some people are willing to spend more on things that save time and make their lives easier. The problem is unless...
by Naveed Lodhi | Jun 30, 2022 | Personal Finance
Deciding how much to tip can be confusing because the rules vary based on the service you receive. Typically, you’ll want to leave 15 to 20 percent of the pretax bill as a tip at restaurants. However, your obligation may be a lot lower or nonexistent for other...