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The information in this article is up to date for tax year 2023 (returns filed in 2024).

Did you know you can file your taxes now and pay later? With a refund transfer1, you pay nothing upfront and have your tax filing fees ez-ily deducted from your federal tax refund.  It’s a convenient way to pay, if you don’t want to touch the money in your wallet.

How does a refund transfer work?

Simply file your taxes online with ezTaxReturn and if you have a federal refund coming your way, you are eligible to sign up for a refund transfer.  It is completely optional and comes with an additional fee.

Once the IRS issues your tax refund, all authorized fees will get deducted, and the balance of your refund will then get sent to you by direct deposit. 

What are the benefits of using a refund transfer?

Refund transfers offer numerous benefits:

  • It’s easy and convenient.
  • There are no upfront costs.
  • You’ll get your tax refund faster with direct deposit.

How long does a refund transfer take?

E-file combined with direct deposit is the fastest way to get your refund.  9 out of 10 filers get their tax refund in 21 days or less.

File your taxes today for $0 upfront! It’s fast and ez at

1A $29.95 fee is charged for the Refund Transfer.

Refund Transfers are bank deposit products using Green Dot Bank, Member FDIC, that enable certain deductions from the account to be processed. Refund Transfers are not loans. Tax refund and e-filing are required in order to receive Refund Transfer. Fees apply. Terms and conditions are subject to change without notice.

The articles and content published on this blog are provided for informational purposes only. The information presented is not intended to be, and should not be taken as, legal, financial, or professional advice. Readers are advised to seek appropriate professional guidance and conduct their own due diligence before making any decisions based on the information provided.