Did you know you can file your taxes online now and pay nothing out of pocket? With a refund transfer1, you can pay your tax preparation fees with your tax refund, making it easier than ever to get your taxes done without touching your wallet. It’s a convenient option if you want to avoid another charge on your credit card.

How does a refund transfer work?

Using a refund transfer is simple and hassle-free. If you’re filing your taxes online with ezTaxReturn and expecting a federal tax refund, you’re eligible for this payment option. The refund transfer entirely optional and comes with a small fee.

Here’s how it works:

  1. File your taxes online with ezTaxReturn.
  2. If you qualify for a federal tax refund, you can choose to have your tax preparation fees paid using the refund transfer.
  3. Once the IRS issues your tax refund, the authorized fees (including the tax preparation fees) will be deducted from your refund.
  4. The remaining balance will be sent to you via direct deposit.

What are the benefits of using a refund transfer?

A refund transfer offers several advantages, making it a convenient way to handle your tax preparation fees:

  • No upfront costs: Pay nothing out of pocket when you file your taxes.
  • Convenience: It’s easy to sign up for, and the tax preparation fees are automatically deducted from your tax refund.
  • Faster refunds: Get your refund in record time with online tax filing and direct deposit.  No more waiting for a check in the mail.

Whether you’re filing for the first time or a seasoned taxpayer, using ezTaxReturn can make your tax season easier and more affordable.

How long does a refund transfer take?

When you file your taxes online and opt for a refund transfer, you’ll get your refund faster than other methods. E-filing combined with direct deposit is the quickest way to get your tax refund. On average, 9 out of 10 filers receive their tax refund in 21 days or less.

Pay your tax preparation fees with your refund

Want to file your taxes today and pay nothing out of pocket? With ezTaxReturn, you can easily pay your tax preparation fees with your tax refund. File online now and use a refund transfer to handle the cost—no credit card required.

Frequently Asked Questions

What is a refund transfer and how does it work?

A refund transfer lets you file your taxes now and have your tax preparation fees deducted from your federal refund once the IRS issues it.

Do I need to pay anything upfront when using a refund transfer?

No. With a refund transfer, your tax prep fees are taken out of your refund, so you don’t need to pay with a credit card or bank account at the time of filing.

Is a refund transfer the same as a tax refund advance?

No. A refund transfer simply deducts your filing fees from your refund, while a refund advance is a loan you receive before the IRS processes your return.

How long does it take to receive my refund when using a refund transfer?

Refund timing is the same as a normal e‑filed return typically within 21 days because the IRS processes your return the same way.

Are there additional fees for choosing a refund transfer?

Yes. Refund transfers usually include a small processing fee charged by the bank that handles the transaction.

Can I use a refund transfer if I don’t have a bank account?

In many cases, yes. Some providers offer prepaid card options so you can still receive your refund without a traditional bank account.

Does using a refund transfer affect my refund amount?

Your refund amount stays the same, but your tax prep fee and the refund transfer fee are deducted before the remaining balance is sent to you.

Is a refund transfer safe to use for paying tax preparation fees?

Yes. Refund transfers are processed through secure, IRS‑authorized banking partners that handle the payment on your behalf.

Can ezTaxReturn help me file now and pay later using a refund transfer option?

Yes. ezTaxReturn offers a convenient refund transfer option that lets you file immediately and have your fees deducted from your refund once it’s issued.

1A $29.95 fee is charged for the Refund Transfer.

Refund Transfer is a deposit product offered by Green Dot Bank, Member FDIC, that enables authorized amounts to be deducted from taxpayer’s refund, with the remaining balance then paid to the taxpayer. Fees apply. Refund Transfers are not loans. Tax refund and e-filing are required to receive Refund Transfer. Terms and conditions are subject to change without noticeVisit www.irs.gov/filing other IRS e-file options, some of which are provided at no additional cost.

The articles and content published on this blog are provided for informational purposes only. The information presented is not intended to be, and should not be taken as, legal, financial, or professional advice. Readers are advised to seek appropriate professional guidance and conduct their own due diligence before making any decisions based on the information provided.

  • Tax Analyst

    I am Naveed Lodhi, an Enrolled Agent with 12 years of experience in individual tax preparation. My professional journey began after achieving a Master's Degree in Taxation from Golden Gate University. This advanced education has equipped me with deep knowledge and skills in U.S. tax laws, essential for providing expert advice and service.

    Working as a Content Strategist for the IRS.gov website I developed informative content that helps Americans understand complex tax regulations easily. With years of hands on experience as a Senior Tax Analyst, I have prepared and reviewed thousands of tax returns and I’m sharing what I have learned with you.

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