7 Tips to Save Money on Your Holiday Shopping
Between gifts, decorations and holiday travel, your wallet can take a real beating at the end of the year. According to the National Retail Federation, consumers plan to spend around $997 this holiday season. Whether they can actually afford to drop that kind of cash is...
How to Have Your Best Financial Year Ever
The pandemic has made the last few years rough for a lot of people. But 2022 can be different. The new year is your chance to hit the reset button and feel good about your finances again. Use these tips to put yourself in a position to have your best financial year ever. Create...
Why Was My Credit Card Declined?
Having your credit card declined in public can be incredibly embarrassing, especially if you don’t have a backup card handy. It feels like all eyes are on you and you can’t get away fast enough. If your card is declined, the best thing to do is call the issuer immediately to find...
Fun Ways to Celebrate Halloween at Home
Until COVID-19 is behind us, the safest way to celebrate the holidays is virtually or with people you live with. Although Halloween may look a bit different than you’re used to, you can still have a scary good time. Here are some fun ways to celebrate Halloween at home. Put...
The 6 most haunted roads in America
Whether you believe it or not, some highways and byways in the U.S. have a reputation for being haunted by ghosts, UFOs and phantom hitchhikers. If you’re looking for a spooky road trip, then look no further. Taking a late-night drive on one of these roadways is sure to have you...
5 Tips for Lending Money to Family and Friends
Lending money to a friend or family member is risky business. Although you don’t want to see them suffer, there’s always a possibility that you may not get your money back. As a result, it may put a strain on your relationship. According to LendingTree, 41% of Americans have lent...
Factors That Affect Car Insurance Rates
The average cost of car insurance is $1,592 per year, according to NerdWallet. But there are several things that can affect the rate you pay. Every insurance company has their own formula for calculating a driver’s risk. The riskier you appear to insurers, the more you’ll pay for...
Two Tax Credits Every College Student Should Know About
Between tuition, books, housing, and transportation, going to college is expensive. The good news is your education expenses can make you eligible for a money-saving education tax credit when you file in 2022. Tax credits reduce the amount of taxes you owe and, in some cases,...